December 14, 2006, 1:20 pm .............................................................................................................................................

Third Party Administration of Staff Insurances Many large employers are faced with sizeable health insurance expenses when providing their staff with healthcare coverage.  Considerable costs could be saved if those employers set out the specific coverage that they are prepared to cover in their Human Resources Manual.  This approach can save an employer considerable costs and avoid unnecessary employee/employer conflict. We would suggest that clients carefully look at the healthcare benefits that they offer and perhaps change their approach and only cover “major medical” claims.  Incidental sickness claims would be eliminated with reduced absenteeism through sickness.  Overall a better solution for their employee’s.

December 14, 2006, 1:19 pm .............................................................................................................................................

Surprised at rising medical costs? Many of our clients receive a big surprises when they see the costs associated with some major and minor surgery that they have undertaken.  Increased medical costs simply mean increased premium levels to the end user – you the policy holder!!! Suggestion, next time you receive a quote for your medical costs, check around as the prices do vary considerably and the service levels are consistently even amongst the healthcare providers. Example: Hip replacement, costs vary from 80,000 Baht to a whopping 250,000 Baht depending on the hospital facility chosen.

December 14, 2006, 1:18 pm .............................................................................................................................................

Mini Enterprise Medical Insurance Product. This fast selling medical care insurance product is aimed as the smaller to medium sized business activity.  Our premium rates are competitive and coverage attractive.  We aim to provide “peace of mind” coverage for an employer’s workforce at realistic premium levels. Please make contact with your Agent or Broker to find out more about this product.